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I had no mortgage on my property when my son asked me for a loan. As a good mother, I figured out a way to lend my son the money. I refinanced my home and took out a $500,000 loan. I thought the rate on the loan was outrageous, but I agreed anyway. I was paying 9.87% on an adjustable mortgage, with a payment of almost $4,000 per month. Certified Mortgage was able to successfully negotiate my rate to a 5% fixed mortgage for the next 5 years. Now, I am saving over $1,300 per month, which is $78,000 over 5 years!

Cathy

Staten Island, New York

I had a mortgage on my property of $345,000, with a principal balance of approximately $337,000 and an adjustable rate of 8.125%. My payments were approximately $2,500 per month. Unfortunately, the market value of my condo fell to approximately $220,000. Certified Mortgage negotiated to reduce my principal to current market value, and re-amortized my loan to that new amount. Now my payment is $1,653 per month. I am saving almost $1,000 per month over the remaining 27 years of my loan! All thanks to Certified Mortgage.

Tyrone

West Palm Beach, Florida

According to the latest statistics gathered from public records, foreclosure fillings increased by a staggering 240 percent from 2007 to 2008. Each state is reporting different numbers but overall there is a substantial increase in all of them. 1 out of every 200 homes will be foreclosed. On a three-month basis, 250,000 new American families go into foreclosure. More than 60 percent of homeowners wish they understood the terms of their mortgage better. These are just some of the sad facts about the current state of the housing industry and foreclosures in particular.

Unfortunately, simply denying the notices coming to your home, from your lender is only closing your eyes to the truth and submerging your home into certain foreclosure. The bright side of all this is that if you are a fighter, not the type of person who easily gives up, then you have a really good chance of avoiding foreclosure and protecting your home along with the well being of your entire family.

This is what Certified Mortgage Modification is for,

WE WILL FIGHT FOR YOU!

Call (877)3-2-1-0-MOD